a title is the foundation of property ownership. It is the owner’s right to possess and use the property
a deed is not necessarily proof of ownership. A deed is just a document by which the right of ownership of land is transferred. It does not do away with the rights others may have to the property
an abstract or search is a history of the property title, as revealed by public records
Title Insurance is your policy of protection against loss if any problems- even a “hidden defect” in the title in which an examination of records could not reveal- results in a claim against your ownership interest in the land.
All lenders require a loan policy to protect the loan they issue to the buyer. The buyer/borrower is required to pay for the policy. The cost is based on the loan amount.
Optional policy, though highly recommended. The cost is based on the sales price. The policy lasts as long as the owner maintains financial interest in the property.
What are the stages in the settlement process?
Pre-processing
Processing/Pre-closing
Post Closing
We can close in our office, your office, your home, or anywhere that’s convenient for you.
We offer: